1. Nature of the Reference
St. Charles Residents Directory is privately operated. It describes and links to public record indexes, rolls, and directory collections relevant to St. Charles, Missouri. It neither hosts government records nor represents an office, court, or custodian.
2. Lawful Use Rules
Use the site only for lawful purposes. You may not use it, or anything found through it, to:
- Stalk, harass, intimidate, threaten, or harm any person
- Locate someone protected by a restraining or protective order
- Commit identity theft or fraud
- Make FCRA-regulated decisions (credit, employment, tenant, insurance)
- Scrape, copy, or republish the site's content at scale
- Interfere with the site's operation or security
3. We Are Not a Consumer Reporting Agency
This site is not a consumer reporting agency as defined by the Fair Credit Reporting Act (15 U.S.C. § 1681 et seq.). Nothing here, and nothing any linked search tool returns, is a consumer report, and none of it may be used to judge eligibility for credit, employment, housing, insurance, or any other FCRA-covered purpose.
4. Outside Links
Government portals and outside services, including sponsored search tools, apply their own terms and privacy practices. Their content, availability, pricing, and data practices are outside our control.
5. No Guarantee
The reference is offered "as is" and "as available," without warranty. We do not promise that its information is complete, accurate, or current, or that an external portal will remain available or return a correct result.
6. Limits on Our Liability
To the maximum extent the law allows, we are not liable for any direct, indirect, incidental, consequential, or special damages arising from use of this site or any linked resource, including decisions made from records found through it.
7. Indemnification
You agree to indemnify and hold harmless the operators of this site from any claim or demand, including reasonable attorneys' fees, arising from your misuse of the site or violation of these terms.
8. Content Ownership
The original text, design, logo, and layout of this site are protected by copyright. Linking to any page and quoting brief excerpts with attribution is welcome; republishing full pages or systematically copying content is not.
9. Term Updates
We can revise these terms by posting an updated version here. Continued use after a revision constitutes acceptance.
10. Cutting Off Access
We may block or restrict any user who violates these terms or abuses the site, at our discretion and without notice.
11. Missouri Law
Missouri law governs these terms, without regard to conflict-of-law principles. Public-record access referenced here is subject to the Missouri Sunshine Law, RSMo Chapter 610, including RSMo §§610.023 and 610.026.
12. Severability
If any part of these terms proves unenforceable, the rest stays in force.
13. Questions About Terms
Use the Contact page for questions about these terms.